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To gauge a basic minimum for food costs, we can look at the expenditures of America’s poorest households, who are presumably eating as cheaply as possible.

Those earning less than ,000 per year still spend about ,500 annually on food.

About 71% of us also report expenses for household operations, spending

About 71% of us also report expenses for household operations, spending $1,581 on average (or $132 per month) for services that might include babysitting or eldercare, housecleaning or lawn mowing, laundry and dry cleaning, pest control, and home security systems.

However, it should become more manageable over time, if income grows while the mortgage payment stays the same. For the average household, transportation costs are almost as much as what’s spent on rent or the direct costs of home ownership: an average of $9,004 annually. The average cost of car insurance is about $907 per year.

The second largest spending category for the typical U. 20% of households regularly pay for some form of public transportation, about $225 per month.

The remaining $7,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of $9,552 per year (nearly $800 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.

The average mortgage payment also includes an additional amount each month that goes towards the principal, effectively turning cash earnings into home equity. This side-by-side comparison reveals that, contrary to conventional wisdom that says renters are throwing away their money, homeowners actually spend more each month on non-recoupable costs in every region of the country, except the South.

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About 71% of us also report expenses for household operations, spending $1,581 on average (or $132 per month) for services that might include babysitting or eldercare, housecleaning or lawn mowing, laundry and dry cleaning, pest control, and home security systems.However, it should become more manageable over time, if income grows while the mortgage payment stays the same. For the average household, transportation costs are almost as much as what’s spent on rent or the direct costs of home ownership: an average of $9,004 annually. The average cost of car insurance is about $907 per year.The second largest spending category for the typical U. 20% of households regularly pay for some form of public transportation, about $225 per month.The remaining $7,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of $9,552 per year (nearly $800 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.The average mortgage payment also includes an additional amount each month that goes towards the principal, effectively turning cash earnings into home equity. This side-by-side comparison reveals that, contrary to conventional wisdom that says renters are throwing away their money, homeowners actually spend more each month on non-recoupable costs in every region of the country, except the South.

,581 on average (or 2 per month) for services that might include babysitting or eldercare, housecleaning or lawn mowing, laundry and dry cleaning, pest control, and home security systems.

However, it should become more manageable over time, if income grows while the mortgage payment stays the same. For the average household, transportation costs are almost as much as what’s spent on rent or the direct costs of home ownership: an average of ,004 annually. The average cost of car insurance is about 7 per year.

The second largest spending category for the typical U. 20% of households regularly pay for some form of public transportation, about 5 per month.

The remaining ,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of ,552 per year (nearly 0 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.

The average mortgage payment also includes an additional amount each month that goes towards the principal, effectively turning cash earnings into home equity. This side-by-side comparison reveals that, contrary to conventional wisdom that says renters are throwing away their money, homeowners actually spend more each month on non-recoupable costs in every region of the country, except the South.